This page lists every published change to our terms, privacy policy, sub-processor list and cookie policy since we began versioning them. Each version of the terms stays readable under its own link, so you can check the version you accepted. The privacy policy, cookie policy and sub-processor list link to their current text. The documents and these summaries are in English.
New rules for changes to these Terms. We announce a change by email at least 14 days before it takes effect; if you do not agree, you can terminate your contract with effect from that date and we refund fees you already paid for the time after it on a pro-rata basis. If you do not terminate, the changed Terms apply from that date. The main obligations cannot be changed this way, price changes keep following the section on payments, and changes that only benefit you or are editorial take effect on publication. This replaces the rule that continuing to use Walletguide meant accepting a new version.
New section on AI assistants you connect to Walletguide yourself, such as Claude or ChatGPT. It explains that the assistant receives the data you request on your instruction, that its provider is not one of our sub-processors and processes the data under its own terms, and where to disconnect an app. The processing itself is unchanged; the section describes it. The sentence saying that continued use means you agree to a new version of this policy is removed, because the policy informs you and is not something you accept.
The earliest archived version of the terms, as it was published when versioning began. Earlier changes are not recorded.