Planning your financial future matters everywhere, but the urgency to act varies by country and context. Regulation, employer benefits, tax rules, access to financial products, and cultural norms all shape how people engage with planning.
Today, we’re taking the next step: Walletguide launches automatic account syncing in the US and Canada via Plaid. In Europe, we continue to support automated import via finAPI; if you’re curious about how we handle banking data, see our article on how Walletguide handles your banking data.
Why we're going international
Financial lives are increasingly global: people move countries, hold assets across borders, and save for retirement in different systems. Access to bank accounts has expanded worldwide, yet how people plan still differs by region, shaped by regulation, tax rules, employer benefits, product access, and culture.
The United States is a particularly strong fit for Walletguide. Many households manage several account types at once: checking and savings, multiple credit cards, taxable brokerage accounts, and dedicated retirement vehicles like 401(k) and IRA accounts, often alongside equity compensation or side-business income. Connectivity through Plaid is mature and broad, which lets us bring these accounts together automatically. Together with the fact that the US has a comparatively large audience of planning- and data-oriented consumers, this makes it an ideal market for Walletguide’s deeper planning and net worth perspective. Canada shares much of this landscape, and Plaid coverage lets us offer a similarly seamless experience there from day one.
Who Walletguide is built for
Walletguide is designed for anyone who wants to move beyond day-to-day budgeting and start thinking more strategically.
- If you want a clear overview of all your accounts and assets in one place, Walletguide makes that easy.
- If you’d like to look ahead instead of only backward, our planning features help project the future impact of your financial decisions.
- And if your financial life grows more complex (say you manage several accounts, investments, or even assets across currencies), Walletguide has you covered.
In short: whether your finances are straightforward or more complex, Walletguide adapts. But it really shines when things get more demanding.
If you’re just getting started, our guide on how to organize your personal finances is a great companion to Walletguide.
Connecting accounts globally, starting with North America
To make this experience seamless, we now support automatic account syncing for the US and Canada via Plaid. That means you can connect your checking accounts, credit cards, and investment accounts and see everything reflected instantly in Walletguide.
In Europe, Walletguide integrates with finAPI to cover a wide range of account types across Germany and potentially further countries in Europe. See how Walletguide handles your banking data for details. Together, these integrations give us a strong foundation for a truly international product.
Beyond connected banks, Walletguide’s flexible asset and transaction system works globally. When a direct connection isn’t available, you can keep everything up to date manually or by uploading a CSV, and still benefit from planning, reporting, and net worth tracking.
Our approach: Business-like planning for personal finance
Most budgeting apps stop at “where did the money go?” We want to go further. With Walletguide, you can:
- Track your personal finances like a profit & loss statement, and even create a profit & loss and balance sheet for your personal finances
- Build forward-looking scenarios to understand how today’s choices affect tomorrow (see a new way to manage your personal cashflow)
- Combine budgeting, net worth tracking, and planning into one system; if you prefer a lighter approach, you can track net worth by focusing on total values, and let our automated transaction categorization handle the heavy lifting when you need more detail
For many users, this feels familiar. It’s how businesses already plan. We simply bring that same clarity and discipline into the personal finance world.
What's next: Building globally
Looking ahead, we see Walletguide becoming more international. Support for automatic account syncing in multiple countries is on our roadmap, because financial lives are increasingly global.
Some people stay local with just one bank account, while others have assets across borders and currencies. Walletguide is built to handle both, and to stay useful as your situation changes over time.
Launching in North America is just the beginning, and your feedback will shape what comes next. If you’re in the US or Canada and want to try Walletguide, we’d love to hear from you, whether your finances feel simple or complex. We are scheduling 1:1 conversations with early users to make sure Walletguide truly delivers on its promise.
We’re excited to see what you can do with Walletguide. If you have thoughts or questions, drop us a note at support@walletguide.com.